Whether it is possible to obtain the credit in Germany?

Any businessman knows what to have the credit for development of the business where more difficultly, than this business to begin and to conduct. Here all business in pledge: there is no reliable pledge and there is no reliable guarantee. And time isn't present, there is no also a credit. As there is no also a name, capable to inspire trust to bank. Whence this name at the person running small business? And you distances to the stranger the credit in the same situation? I believe, no. And I wouldn't give. 

And still experience shows that though and not so is frequent, as it would be desirable, but credits small businessmen nevertheless take. Not always it is possible to receive the necessary sum at once. At times at first you obtain the small credit, for some thousand euro, and then when it return, to you as the person already checked up, is given also ten thousand euro, both by twenty, and thirty. It is necessary to wait simply. Means, such possibilities exist. We will talk about it more in detail.

First of all it is impossible to dismiss that bank in which you hold the money. Through it pass all your payments, including requirements on payments. If during your service in this bank there were any unpaid in time claims, these facts are reflected in bank documents because requirements could pass and through bank. Hence, the bank has all your financial history. 

At good reputation you can try to receive in house bank диспокредит or interim financing. Speech, of course, goes about short-term loans, but after all they too at times solve success of business, and your house bank can quite appear a unique place where you can count on trust. Private persons can receive диспокредит to three monthly norms stably arriving into their account. The businessman if the bank agrees, can obtain the short-term credit to the sum equal to three monthly turns of money on its account.

Whether it is possible to obtain the credit from the state and public funds intended for support of business? Basically – yes, but two things for this purpose will be necessary: observance of certain conditions and the big luck. Speech can go about the European and national programs created for last decades in a considerable quantity. On the general conditions such credits give to those whom not less 21st and no more than 50th years. More often projects in spheres with a fast turn of money are supported: trade, the food-processing industry, craft, information technology. Base conditions become in these cases presence of own capital at a rate of not less than 20 percent from the required sum and that fact that your activity yet hasn't begun. The simple logic here works. 

For the businessmen already conducting the vigorous activity, there are usual bank credits. Means of funds for all won't suffice, therefore they support only starting projects. But it doesn't mean that businessman who has already begun the activity can't obtain the credit. Perhaps if he has bought ready business or has entered into it as the partner. Absence of own or extra money speaks, as a rule, about нена